When was your last pension service?

Has your car ever broken down?

If so, then you’ll know how frustrating it is, especially when you’re standing in the pouring rain just because you decided to put off servicing the car for another day. Now, just think how much worse you would feel if your pension had broken down. Ignoring your pension and not getting it serviced regularly means you could be resigning it to the scrapyard. The good news is, it’s easy to fix and the potential benefits could be big. And if you are in the dark about how easy it is to service your pension, you are not alone, as recent statistics show.

When was your last pension service?
Free pension information guide

Free pension information guide

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Check it, fix it

According to FCA’s March Data Bulletin, 32% of pension holders* do not know the size of their pension savings. 1

Further still, a staggering 71% of pension holders* do not know what charges they are paying.2

Without knowing the shape your pension is in, it’s impossible to know if it will provide all the financial fuel you will need on the next step of your journey. Or if it will leave you broken down.

In other words, you need to know what position your pension is in right now to get from A to B in the future.

And if you don’t know what you are being charged for your pension too, you could be paying more in fees rather than boosting your pension so that you can do the things that you want to do.

Under the bonnet, pensions are just as complicated as modern cars are nowadays.

And like most modern cars, pensions have many intricate parts to them. Which is why it’s best to find a specialist who knows pensions inside out.

With their knowledge and skill, a specialist should be able to explain clearly how your pension could be better, if it’s not as its best already.

*Pension holders have defined contribution schemes.
1FCA Data Bulletin, Issue 12, page 5 online – March 2018
2FCA Data Bulletin, Issue 12, page 5 online – March 2018

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